Timely, Useful Debt Relief Advice from an Experienced Attorney
What are your options to deal with debts that you are unable to pay? While Chapter 7 and Chapter 13 bankruptcy is a viable option for many people, there are other options that you may want to consider pursuing.
The Law Office of Kathryn L. Johnson, PLC in Tucson, Arizona, is here to help you find debt relief solutions that you and your creditors can live with now and into the future. If you come home each day to threatening letters in your mailbox and bullying bill collectors over the phone, you probably feel alone and powerless to deal with this financial crisis. But you shouldn't be afraid to ask for help. Kathy Johnson can be a strong advocate on your side, just as she has been for people exactly like you, throughout Arizona and California, for more than 15 years.
Trusted bankruptcy attorney Kathy Johnson can assist you with debt relief in a number of important ways.
- Chapter 7 and Chapter 13: After filing for bankruptcy an automatic stay will temporarily stop foreclosure, repossessions, lawsuits, post-judgment collections and wage garnishments.
- Home loan modifications: Recent federal programs are available to help you modify or refinance your mortgage under certain circumstances.
Lawyer Kathy Johnson will also help with debt settlement with your creditors. In some situations, your creditors may be willing to discount what they are owed to receive something now, versus nothing later if a bankruptcy is filed. Ms. Johnson will help you with debt negotiation with your creditors.
Protection Against Creditor Harassment
In addition to debt relief solutions, the Law Office of Kathryn L. Johnson, PLC protects people's rights regarding creditor issues. The firm can help by taking legal action:
- To stop creditor harassment
- To stop the creditor from violating the automatic stay that becomes effective after filing a petition for bankruptcy
- If the creditor has violated the Fair Debt Collection Practices Act (FDCPA)
- If the creditor has violated the Fair Credit Reporting Act (FCRA)
Don't Be Afraid to Ask for Debt Relief Help. Call Today for a Free Consultation.
Contact or call 520-743-2257 or 888-326-7304 right now to speak with Kathy Johnson about your debt relief concerns.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
